Strategic Credit Risk Analyst with expertise in financial data interpretation, risk control frameworks, and credit policy implementation. Experienced in leveraging analytics, regulatory compliance, and dashboard tools to assess creditworthiness, minimize exposure, and drive smarter financial decisions across banking and fintech environments.
Evaluating financial statements and borrower profiles to assess risk exposure, implement mitigation strategies, and forecast defaults using data-driven models.
Ensuring adherence to Basel III and internal risk frameworks, conducting audits, and reducing regulatory breaches across high-risk accounts.
Developing and enforcing credit evaluation policies to streamline decision-making and minimize bad debt ratios across portfolios.
Performing variance analysis, building dashboards, and delivering actionable financial insights using tools like Power BI and Tableau.
Deploying predictive models and transaction monitoring systems to enhance fraud detection and reduce false positives.
Leading teams across finance, credit, and operations to streamline credit workflows, minimize delays, and enhance service delivery.
Expert in credit risk evaluation, fraud detection, financial analysis, regulatory compliance, and data-driven decision-making—driving safer lending, strategic forecasting, and operational efficiency across banking and fintech sectors.
"Vaibhav's financial insights transformed how we assess client risk. His data-driven models and detailed credit evaluations helped us cut down bad debt and increase portfolio health significantly."
"We saw a 20% reduction in fraud alerts thanks to Vaibhav’s predictive modeling skills. His hands-on work with our risk team elevated operational efficiency."
"Vaibhav brought clarity to our compliance processes and implemented dashboards that made executive decision-making faster and smarter."
"From automation to financial analysis, Vaibhav played a critical role in improving client onboarding and investment advisory efficiency. His structured approach is truly commendable."
Our friendly team would love to hear from you.
+1 519-778-3070
kalantrivaibhav03@gmail.com
Ontario, Canada
